Terms & Conditions
Last Updated: August 24, 2026
Welcome to the JTandMe Retirement Services website. By accessing or using this website, you agree to the following Terms & Conditions. If you do not agree with these terms, please do not use this website.
Informational Purposes Only
The information provided on this website is intended for general informational and educational purposes only.
Nothing on this website should be considered legal, tax, accounting, medical, or individualized financial advice. You should consult with the appropriate qualified professional regarding your individual circumstances.
Insurance & Medicare Information
Insurance and Medicare information provided on this website is intended for general educational purposes. Insurance products, premiums, benefits, availability, eligibility requirements, and coverage may vary by individual, carrier, plan, and location and are subject to change.
Coverage is not guaranteed by submitting a contact form, requesting information, or speaking with JTandMe Retirement Services. Coverage becomes effective only in accordance with the terms, conditions, and approval requirements of the applicable insurance carrier or plan.
The official insurance policy, Evidence of Coverage, Summary of Benefits, or other applicable carrier or plan documents govern coverage in the event of any discrepancy.
JTandMe Retirement Services is not connected with or endorsed by the United States government or the federal Medicare program.
Social Security Information
Social Security information provided through this website is for educational purposes and is intended to help individuals better understand their claiming options.
JTandMe Retirement Services and Janene Thompson are not affiliated with or endorsed by the Social Security Administration or any other federal government agency.
Social Security rules, regulations, benefit amounts, and individual circumstances may change. Information provided on this website should not be considered a guarantee of benefits or future benefit amounts.
No Client Relationship
Use of this website, including submitting a contact form, sending an email, or requesting information, does not automatically establish an agent-client, advisor-client, or other professional relationship with JTandMe Retirement Services.
Any services provided will be subject to the appropriate agreements, disclosures, applications, and carrier requirements, when applicable.
Availability of Services
Insurance products and services are available only in jurisdictions where JTandMe Retirement Services and/or the applicable insurance professional is properly licensed and where the product is approved for sale.
Not all products or services described on this website are available in every state or to every individual.
Accuracy of Information
We make reasonable efforts to provide accurate and current information. However, laws, regulations, government programs, insurance products, carrier requirements, benefit amounts, and other information can change.
JTandMe Retirement Services does not guarantee that all website information will always be complete, current, or error-free.
Third-Party Links
This website may contain links to third-party websites for your convenience or additional information.
JTandMe Retirement Services does not control and is not responsible for the content, availability, security, accuracy, or privacy practices of third-party websites.
The inclusion of a third-party link does not necessarily constitute an endorsement of that organization, website, product, or service.
Intellectual Property
Unless otherwise stated, the content of this website, including text, graphics, logos, branding, and original materials, is owned by or licensed to JTandMe Retirement Services and is protected by applicable intellectual property laws.
Website materials may not be copied, reproduced, modified, distributed, or used for commercial purposes without prior written permission.
Limitation of Liability
To the extent permitted by applicable law, JTandMe Retirement Services will not be responsible for losses or damages resulting from reliance on information provided on this website or from the use or inability to use this website.
Visitors are responsible for evaluating information and making decisions based on their own individual circumstances.
Privacy
Your use of this website is also subject to our Privacy Policy, which explains how information submitted through the website may be collected, used, and protected.
Accessibility
JTandMe Retirement Services is committed to providing an accessible website experience. Please review our Accessibility Statement for additional information or contact us if you need assistance accessing website content.
Changes to These Terms
JTandMe Retirement Services may update these Terms & Conditions periodically to reflect changes to our website, services, or applicable requirements.
Updates will be posted on this page with a revised "Last Updated" date. Continued use of the website following an update constitutes acceptance of the revised Terms & Conditions.
Contact Us
If you have questions regarding these Terms & Conditions, please contact:
JTandMe Retirement Services
Janene Thompson
Licensed Insurance Agent
Registered Social Security Analyst® (RSSA®)
Phone: 928-379-1016
Email: jtandme.us@gmail.com
Website: www.jtandme.net
JTandMe Retirement Services
Guiding you today for a better tomorrow.